A demand letter is your opportunity to tell your side of the story, including how the accident happened, outline your injuries, and ask for fair compensation. It often sets the tone for settlement talks. Getting it right can make a big difference in your personal injury case.

What Is a Demand Letter?

A demand letter is a written document you or your attorney sends to the insurance company or the person responsible for your injury. This letter outlines the facts of your case, your medical treatment, your financial losses, and the amount you are requesting to settle your claim. It gives the other side a clear picture of what happened and what you expect.

Why the Demand Letter Matters

Your demand letter can shape the direction of settlement talks. It is often the first formal step in asking for compensation. A well-written letter shows that you are prepared, informed, and serious about your claim. It gives the insurance adjuster or opposing party a reason to pay attention to your case.

What Goes into a Strong Demand Letter?

The most effective demand letters include:

A clear and accurate description of the accident
Exhibits including photos, x-rays, witness statements and legal research
A detailed outline of the at fault party’s legal liability
A summary of your injuries and how they have affected your life
A list of medical treatments and related expenses
Documentation of lost income, if any
An explanation of pain, suffering, and other non-economic damages
A specific dollar amount that you believe would fairly resolve the claim

The goal is to present a full picture of what you have been through, using facts, the law and personal impact.

What Happens After You Send It?

Once the other side receives your demand letter, they will usually review it and respond. They might agree to the amount, make a counteroffer, or deny the claim. This begins the negotiation process. If talks break down or the offer is too low, your next step may be filing a lawsuit.

Contact Springer & Lyle

If you’ve been injured and are considering a personal injury claim, a strong demand letter can help move things in the right direction. At Springer & Lyle, we can help you gather the right information and write a demand letter that supports your case. Contact us today at 9 40-387-0404 to schedule a free consultation and learn how we can help.

Springer & Lyle is located at 1807 Westminster, Denton, TX 76205.

Frank Lyle

Frank Lyle is a veteran personal injury attorney and mediator with decades of experience. He is AV Preeminent rated by Martindale-Hubbell and has been selected as a Texas Super Lawyer multiple times. A past president of the Denton County Trial Lawyers Association, Mr. Lyle has represented hundreds of individuals in personal injury cases and insurance disputes. He is also the author of numerous legal articles and presentations.